Federal Emergency Management Agency Designates Multiple Kentucky Counties as Primary or Contiguous Natural Disaster Areas Due to Severe Storms, Straight-line Winds, Tornadoes, Landslides, Mudslides, and Flooding that Occurred in May 2024

This Presidential disaster declaration allows the United States Department of Agriculture (USDA) Farm Service Agency (FSA) to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans. Emergency loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. FSA will review the loans based on the extent of losses, security available, and repayment ability.  


Triggering Disaster 1: Severe Storms, Straight-line Winds, Tornadoes, Landslides, and Mudslides. 

Application Deadline: 3/24/2025. 

Primary Counties Eligible (Kentucky): Adair, Allen, Ballard, Barren, Breckinridge, Butler, Caldwell, Calloway, Carlisle, Christian, Clay, Clinton, Crittenden, Cumberland, Edmonson, Estill, Fulton, Garrard, Graves, Grayson, Green, Greenup, Hart, Hickman, Hopkins, Jackson, Knox, Larue, Laurel, Lee, Leslie, Livingston, Logan, Lyon, McCracken, McCreary, McLean, Marshall, Meade, Menifee, Metcalfe, Monroe, Muhlenberg, Ohio, Owsley, Pulaski, Rockcastle, Russell, Simpson, Todd, Trigg, Warren, Washington, Wayne, Whitley, Woodford. 

Contiguous Counties Also Eligible:

Kentucky: Anderson, Bath, Bell, Boyd, Boyle, Breathitt, Carter, Casey, Clark, Daviess, Fayette, Franklin, Hancock, Hardin, Harlan, Henderson, Jessamine, Lewis, Lincoln, Madison, Marion, Mercer, Montgomery, Morgan, Nelson, Perry, Powell, Rowan, Scott, Taylor, Union, Webster, Wolfe.
Illinois: Alexander, Hardin, Massac, Pope, Pulaski.
Indiana: Crawford, Harrison, Perry.
Missouri: Mississippi, New Madrid.
Ohio: Lawrence, Scioto.
Tennessee: Campbell, Claiborne, Clay, Henry, Lake, Macon, Montgomery, Obion, Pickett, Robertson, Scott, Stewart, Sumner, Weakley.


Triggering Disaster 2: Severe Storms, Straight-line Winds, Tornadoes, Landslides, and Mudslides. 

Application Deadline: 4/2/2025. 

Primary Counties Eligible (Kentucky): Harlan, Perry. 

Contiguous Counties Also Eligible:

Kentucky: Bell, Breathitt, Clay, Knott, Leslie, Letcher, Owsley.
Virginia: Lee, Wise.


Triggering Disaster 3: Severe Storms, Straight-line Winds, Tornadoes, Landslides, and Mudslides. 

Application Deadline: 4/21/2025. 

Primary Counties Eligible (Kentucky): Bell. 

Contiguous Counties Also Eligible:

Kentucky: Clay, Harlan, Knox, Leslie, Whitley.
Tennessee: Claiborne.
Virginia: Lee. 


Triggering Disaster 4: Severe Storms, Straight-line Winds, Tornadoes, and Flooding. 

Application Deadline: 3/24/2025.

Primary Counties Eligible (Missouri): Barry, Bollinger, Butler, Carter, Howell, McDonald, Madison, New Madrid, Oregon, Reynolds, Ripley, Scott, Shannon, Stoddard, Texas. 

Contiguous Counties Also Eligible:

Kentucky: Fulton.
Arkansas: Benton, Carroll, Clay, Fulton, Randolph, Sharp.
Illinois: Alexander.
Missouri: Cape Girardeau, Dent, Douglas, Dunklin, Iron, Laclede, Lawrence, Mississippi, Newton, Ozark, Pemiscot, Perry, Phelps, Pulaski, St. Francois, Stone, Wayne, Wright.
Oklahoma: Delaware, Ottawa.
Tennessee: Lake. 

More Resources

On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local USDA Service Center.

FEMA offers different assistance programs for individual citizens, public groups including government agencies and private nonprofit organizations.  To find the FEMA help you need following a disaster event, visit fema.gov/assistance.